Credit Risk Management and Its Impact on Profita Credit Risk Management and Its Impact on Profitability of Saving and Credit Cooperatives in Bahir Dar Town. and Credit Cooperatives in Bahir Dar Town.

Nega, Baye

dc.contributor.author	Nega, Baye
dc.date.accessioned	2026-10-09T07:28:37Z
dc.date.available	2026-10-09T07:28:37Z
dc.date.issued	2018-01
dc.identifier.uri	http://ir.bdu.edu.et/handle/123456789/17469
dc.description.abstract	This study is design to investigate the impact of credit risk management on profitability of saving and credit cooperatives in Bahir Dar town. The research approach applied in this study is mixed in nature. The researcher uses Return on Equity (ROE) as dependent variable and Lending Interest rate (LIR), Collateral requirement (CR), Tenure of credit (TOC), Repayment follow up procedures(RFP) and credit monitoring (CM) as independent variables. The research uses both primary and secondary data, primary data using open ended and close ended questionnaires and secondary data from audited financial statement of cooperatives. Both Descriptive and Explanatory analysis are done. Based on the analysis, collateral requirement, credit monitoring and tenure of credit has significant effect on profitability of saving and credit cooperatives. Competent man power, well established credit administration and monitoring systems and strict application of proclamations, rules and regulations of cooperatives are among the key recommendations forwarded by the researcher.	en_US
dc.language.iso	en_US	en_US
dc.subject	ACCOUNTING AND FINANCE	en_US
dc.title	Credit Risk Management and Its Impact on Profita Credit Risk Management and Its Impact on Profitability of Saving and Credit Cooperatives in Bahir Dar Town. and Credit Cooperatives in Bahir Dar Town.	en_US
dc.type	Thesis	en_US