http://ir.bdu.edu.et/handle/123456789/14271 The journal of the College of Business and Economics, Bahir Dar University, Bahir Dar, Ethiopia 2001-01-13T06:42:28Z http://ir.bdu.edu.et/handle/123456789/14276 The rapid credit growth and financial stability in microfinance institutions: Lessons from the past financial crisis Tehulu, Tilahun Aemiro Financial crisis could be transmitted across countries through the contraction of capital inflows to the financial sector. Since credit booms in emerging market economies might be due to large capital inflows, microfinance institutions (MFIs) with higher credit growth during the pre-global financial crisis might have faced a higher credit contraction during the crisis as significant decline in capital flows could be expected. Hence, the study examines the effect of credit expansion on financial stability in the context of MFIs and the moderating effect of legal status on MFI credit boom and bust cycle using panel dataset of 101/121 MFIs in Sub-Saharan Africa (SSA) covering 2004–2009. Using the Ordinary Least Square (OLS) regression, the study confirms that there is weak or no boom–bust pattern in MFI credit growth depending on their legal status. MFIs with rural bank and NGO legal status exhibited a boom–bust pattern in credit growth while the boom had little impact on the subsequent credit growth of NBFIs and micro-banks. Moreover, the rapid credit growth had no any negative effect on credit union/cooperative subsequent lending behavior suggesting that legal status has a moderating effect on credit boom–bust cycle. The study also uncovers that changes in non-deposit borrowings and MFI size have amplified/mitigated credit contractions during the crisis. 2022-02-01T00:00:00Z http://ir.bdu.edu.et/handle/123456789/14275 Technical efficiency of Malt barley production in Estie Woreda, Amhara region of Ethiopia Abate, Getinet Assefa; Abebe, Ermias Ashagrie The study analyzes the level of technical efficiency of smallholder Malt barley producers and identifies factors affecting technical efficiency of farmers in Estie Woreda, Amhara region of Ethiopia. Tow stage sampling technique is employed to select 259 sample farmers. CobbDouglas stochastic frontier production function approach is used to estimate technical efficiency and identify the determinants of efficiency of Malt barley producing farmers. The mean level of technical efficiency of the sample farmers was about 84.5%. This shows that there exists a possibility to increase the level of Malt barley output by 15.5% through efficiently utilizing the existing resources. The study implies four sets of recommendations that could help to increase domestic malt barley production by addressing the major sources of technical inefficiency. 2022-02-01T00:00:00Z http://ir.bdu.edu.et/handle/123456789/14273 Determinants of packed food usage: The case of Gondar city consumers Getahun, Hana; Degoma, Aschalew Labeling refers to any written, printed, or graphic matter attached to or displayed around food with the intent of promoting or disposing of it. The purpose of this study is to examine if buyers are aware that certain foods contain labeling information and its effect on packed food usage. For the study, explanatory research design was used and the data were collected via selfadministered questionnaire in normal delivery to a sample of 385 customers in Gondar. The respondents were recruited using a basic purposive sampling approach. The significance derives from a need to learn more about consumer comprehension and information labeling in the Gondar metropolitan region. The study discovered that awareness, label's format, perception of format and health consciousness were all significant in determining consumers packed food adoption or use. 2022-02-01T00:00:00Z http://ir.bdu.edu.et/handle/123456789/14272 Middle level public managers in civil service organizations: a literature review Asfaw, Alebachew This article identifies who middle managers are in the civil service and what is expected of these managers in organizations. It provides a review of the literature on middle managers in civil service organizations (CSOs) and their roles as the topic is under researched and requires merging various studies in the past to come up with one coherent result. The literature review revealed that many scholars focus on the strategic roles of middle managers in organizations. There are two critical rifts among scholars on the strategic contribution of middle managers. The first group emphasized on the critical roles middle managers play in all the various steps of strategic management while the second group rejects this thesis and emphasized middle managers as implementers of decisions made at the top in the management hierarchy. In this review, it was found that middle managers are active in contributing new ideas, implementing and evaluating it for the successful operation of strategic intent depending on the organizational situations and leadership culture around them. Previous studies also identified middle managers in public organizations as managers found between the top level managers leading the whole organization and supervisors/employees implementing what is decided by the organization. They carry out eight prominent roles to execute tasks in their work unit: innovator, broker, producer, director, coordinator, monitor, facilitator and mentor. This study contributes to the literature by highlighting middle managers and middle management in the public sector which is overlooked in the field of public management. It shows what values middle managers can add in the public sector when they are properly utilized. 2022-02-01T00:00:00Z